Michael Sipsma

Welcome to the Michael Sipsma State Farm Agent office in Fremont, Ohio! Ever since I opened the doors to my office in 2017, I’ve proudly served the people of Fremont, Ballville, Green Springs, Sandusky County, Ottawa County, Wood County and our Good Neighbors in Woodville, Elmore, Gibsonburg, Lindsey, Oak Harbor, Bettsville, Vickery, Port Clinton, Catawba Island, Old Fort, Clyde, and other nearby towns. We love helping the people of our community protect the people, places, and things they care about most! Our dedicated team can assist you with State Farm’s full range of insurance services, from Auto and Classic Plus Car Insurance for your antique/muscle cars to Motorcycle, RV, and Boat for your other vehicles, Home and Renters Insurance to help protect your home and belongings, and Life Insurance to help safeguard the people that matter most to you. We also enjoy working with our fellow small business owners and assisting them with Business Insurance and Commercial Auto Insurance to help protect what they’ve worked so hard to build. Over the years, we’ve earned recognitions like State Farm Honor Club and Ambassador Travel qualifications for our commitment to exceptional service. We’re licensed in Ohio and Michigan and available to meet you in person at our pet-friendly office, over the phone, or online via virtual meeting! When I'm not helping people with insurance, you might find me playing golf, enjoying music, movies, or video games, or spending time with my two children. I’m also an avid sports fan and love cheering on my favorite teams!

I’d love to connect with you, so don’t hesitate to call our team or swing by our office today. We’re excited to see you soon!

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Have questions? Michael in Fremont can walk you through your options.

Q: How fast can I get car insurance?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Michael works with Fremont residents to find coverage that fits.

Q: What are the insurance requirements on a leased car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Michael serves Fremont, OH and is happy to help with your insurance needs.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Connect with Michael for insurance guidance in Fremont.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. In Fremont, you can count on Michael for personalized service.

Q: How would you explain renters insurance?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. Michael is here to help your Fremont household feel covered.